Is everyone clear on the cardiac system?? If not, read on! My intent is to simplify the cardiac system and the impairments that are commonly seen in Life Settlements. In an effort to simplify the anatomy and function, I am going to compare the heart to a car! Think of the heart muscle or myocardium (myo=muscle) as the car. The coronary arteries feed the muscle and are like the fuel lines, if they become clogged, the car will not operate properly. This is called coronary artery disease (CAD), and if severe, may cause a heart attack. Procedures to open the lines include the very invasive coronary artery bypass (CABG) or if the lines are not clogged too badly, a percutaneous angioplasty (PCI or PTCA) with or without stents. The car can also get dents, dings, fender benders or more serious damage, and possibly still drive. The cardiac muscle injury is called cardiomyopathy and can occur from toxic medications, chronic uncontrolled HTN, chronic uncontrolled atrial fib, valve problems, sarcoidosis, or amyloidosis (and others), and still function, but not as well. The ejection fraction (EF) measures function or loss of function in the heart. Medications can improve the function just like body work on a car…to a point. If the frame is bent, the car will limp along and if the myocardium is seriously diseased, the individual will be significantly impaired.
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AuthorRita Loy, Managing Director and Chief Underwriter here at Polaris Underwriting Technologies. Archives
August 2020
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